Privacy Policy & Terms of Use

Effective Date: August 11, 2026

PRIVACY POLICY

Come Home to Your Gold, operated by Marcia Harper (“we,” “us,” or “our”), respects your privacy. This policy explains what information we collect through ComeHomeToYourGold.com, how we use it, and the choices available to you.

INFORMATION WE COLLECT

Information You Provide

We may collect information that you voluntarily provide when you:

• Request a free resource or download
• Join an email list
• Submit a speaker inquiry or contact form
• Register for a mastermind, workshop, course, or event
• Purchase a product, program, or membership
• Communicate with us by email, telephone, or through the website

This information may include your name, email address, telephone number, organization, event details, billing information, interests, and other information you choose to provide.

Information Collected Automatically

When you visit the website, certain information may be collected automatically, including your IP address, browser type, device information, pages viewed, referring website, approximate location, and interactions with the website.

We use cookies and similar technologies to operate the website, remember preferences, understand website activity, and improve our services. You may accept, decline, or manage optional cookies through the cookie-consent banner.

HOW WE USE INFORMATION

We may use collected information to:

• Provide requested downloads, services, programs, and information
• Respond to questions and speaker inquiries
• Process registrations, memberships, and purchases
• Send administrative messages and service updates
• Send promotional emails when you have consented to receive them
• Improve the website, programs, and customer experience
• Maintain website security and prevent misuse
• Meet legal, accounting, and regulatory obligations

You may unsubscribe from promotional emails at any time by using the unsubscribe link included in those messages.

PAYMENTS

Payments may be processed by third-party payment providers. We generally do not directly receive or store complete credit-card information. Payment providers process that information under their own privacy policies and security procedures.

HOW INFORMATION MAY BE SHARED

We may share information with service providers that help us operate the business, such as Kajabi, website-hosting providers, email-delivery services, payment processors, analytics providers, scheduling platforms, and professional advisers.

These providers receive information only as reasonably necessary to perform services on our behalf or as otherwise permitted by law.

We may also disclose information when required by law, to protect our rights or safety, to investigate suspected fraud or misuse, or as part of a business transfer.

We do not sell personal information for money. Some analytics or advertising technologies may be considered “sharing” under certain privacy laws. Where required, consent and privacy choices are provided through our cookie-management tools.

COOKIES AND TRACKING

Cookies help the website function and provide information about website use. Strictly necessary cookies may operate automatically because they are required for essential website functions.

Optional performance, targeting, and functionality cookies may be controlled through the cookie-consent banner. You may also adjust cookie settings through your browser. Disabling cookies may affect certain website features.

Our website does not currently respond to standard browser “Do Not Track” signals. You can manage optional tracking through the cookie-consent banner and your browser settings.

DATA RETENTION AND SECURITY

We retain personal information only for as long as reasonably necessary to fulfill the purposes described in this policy, maintain appropriate business records, resolve disputes, and meet legal obligations.

We use reasonable administrative and technical measures to protect information. However, no online transmission or storage system can be guaranteed completely secure.

YOUR PRIVACY CHOICES

Depending on where you live and the laws that apply, you may have the right to request access to, correction of, or deletion of your personal information, or to object to certain uses.

To submit a request, email [email protected]. We may need to verify your identity before completing a request.

CHILDREN’S PRIVACY

This website and its general business services are not directed to children under 13, and we do not knowingly collect personal information from children under 13 without appropriate authorization. If you believe a child has provided personal information, please contact us.

THIRD-PARTY WEBSITES

The website may contain links to third-party websites, videos, social-media platforms, or services. We are not responsible for the privacy practices, content, or security of those third parties. Please review their policies before providing personal information.

POLICY CHANGES

We may update this Privacy Policy periodically. The updated version will be posted on this page with a revised effective date.

TERMS OF USE

ACCEPTANCE OF TERMS

By accessing or using ComeHomeToYourGold.com, you agree to these Terms of Use. If you do not agree, please discontinue using the website.

EDUCATIONAL PURPOSE

The information, presentations, programs, coaching materials, articles, videos, and other content offered by Come Home to Your Gold are provided for educational, motivational, and personal-development purposes.

They are not substitutes for medical, mental-health, legal, financial, or other licensed professional advice. You are responsible for your decisions, actions, and results.

NO GUARANTEE OF RESULTS

Personal growth and business results differ from person to person. We do not promise or guarantee any specific personal, professional, financial, health, or relationship outcome from using the website or participating in our programs.

INTELLECTUAL PROPERTY

Unless otherwise stated, the website’s original text, branding, graphics, downloads, presentations, training materials, videos, and other content belong to Come Home to Your Gold or are used with permission.

You may use purchased or downloaded materials for your own personal, noncommercial use. You may not reproduce, distribute, sell, publish, modify, teach from, or commercially exploit these materials without written permission.

ACCEPTABLE USE

You agree not to:

• Use the website for unlawful, fraudulent, or harmful purposes
• Attempt to interfere with the website’s operation or security
• Upload malicious software or harmful content
• Misrepresent your identity or affiliation
• Copy or commercially exploit protected content without permission

PURCHASES, MEMBERSHIPS, AND CANCELLATIONS

Prices, billing schedules, cancellation terms, and any refund provisions will be displayed with the applicable offer or checkout page. Those specific offer terms control the purchase.

Subscription services may be cancelled according to the cancellation instructions provided with the offer. Cancellation stops future eligible billing but does not automatically create a refund for amounts already paid, except where required by law or stated in the applicable offer.

THIRD-PARTY SERVICES

We may link to or use third-party platforms and services. We are not responsible for their availability, content, policies, or performance. Your use of those services is governed by their terms.

DISCLAIMER AND LIMITATION OF LIABILITY

The website and its content are provided on an “as available” basis. To the fullest extent permitted by law, Come Home to Your Gold and Marcia Harper disclaim warranties not expressly stated and are not liable for indirect, incidental, special, or consequential damages resulting from use of the website, programs, or third-party links.

Nothing in these Terms excludes rights or responsibilities that cannot legally be excluded.

GOVERNING LAW

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Any dispute will be handled in an appropriate court with jurisdiction, unless another resolution process is agreed upon in writing.

CHANGES TO THESE TERMS

We may update these Terms periodically. Continued use of the website after changes are posted constitutes acceptance of the updated Terms.

CONTACT

For questions about this Privacy Policy, these Terms, or your personal information, contact:

Marcia Harper
Come Home to Your Gold
Email: [email protected]
Telephone: 209-787-0328
Website: ComeHomeToYourGold.com